Consumer Protection Violations
If you were a victim of consumer fraud, misrepresentation or corporate misconduct you may have a claim pursuant to various federal and state consumer protection laws. Ex. Of consumer protection violations can range from false advertising claims to laws protecting consumers from unscrupulous lenders.

Securities Fraud
There are federal and state laws available to protect investors from securities fraud and corporate misconduct.  Shareholders who have been damaged by the decline and sometimes even the complete lose of their investment have remedies to seek  reimbursement for their loses.

Corporate Fraud
If you were a victim of corporate fraud, misrepresentation or corporate misconduct you may have a claim pursuant to various federal and state laws protecting your rights. Ex. Of claims involving corporate fraud can range from claims for securities violations to general consumer protection violations.

Mortgage Lending Abuse (Predatory Lending)
Predatory lending refers to unconscionable lending practices that take advantage of vulnerable borrowers, such as the elderly or unsophisticated. The term also refers to the practice of convincing borrowers to agree to unfair and abusive loan terms. Such loans could take place either through outright deception or through aggressive sales tactics, taking advantage of borrowers' lack of understanding of extremely complicated transactions.

One lending tactic that is generally considered to be "predatory" is making a secured loan, such as home or car loans, with the expectation that the borrower will not repay the loan (i.e. default), and therefore the lender acquires title to the home or car in a foreclosure sale.

The typical case is where the monthly payment exceeds 50% or even 75% the borrower's after-tax income, or the borrowers income is irregular. While the borrower may be unaware their default is statistically probable, the lender should be aware of this and not make such loans.

Mortgage Lending Over charges
With the rapid appreciation of real estate in the last five years many consumers have refinanced their mortgage and tapped in to the equity in their homes during that time.  Many mortgage lenders and brokers have entered the mortgage financing industry and unfortunately have taken advantage of consumers looking to refinance their mortgages by over charging consumers and often not properly disclosing the fees associated with the refinancing.   As a result consumers have paid significantly more for refinancing their mortgage then they should have.  In addition some lenders have also charged fees that they were simply not entitled to charge.

Product Liability
If you injured as the result of a defective product you may have a product liability clam to compensate you for your injuries.  Ex. Of Product Liability may be the defective design of a car or even a tire for that motor vehicle.

Drug Recalls
As the miracles of science have advanced in some cases so have the dangers. If you or a loved one were severely injured by the side affects of dangerous medication you may have a claim for compensation. Example of a recent drug recall that injured many consumers was a prescription for VIOXX

Pharmaceutical Liability
As the miracles of science have advanced in some cases so have the dangers. If you or a loved one were severely injured by the side affects of dangerous medication or a dangerous medical device you may have a claim for compensation. Examples of recent pharmaceutical litigation include Vioxx Lawsuits and litigation over Guidant medical devices.

Discrimination
Unfortunately in this day and age discrimination still exists.  Discrimination can take place in many forms, whether it is racial, based on gender, in the work place, sexual orientation, age, and even credit worthiness.  There are numerous federal and state laws available to protect victims of discrimination.

Unfair Debt Collection Practices
Under federal law debtors have rights to protect from abusive debt collection practices.  Unfair debt collection practices may include unlawful threatening letters to a debtor and unlawful collection techniques.

Credit Reporting Violations
Credit scores and the importance of credit scores have become a significant part of the American way of life.  Taking into account the significance of credit scoring and its financial affect on consumers, Congress formulated laws to protect consumers from credit reporting abuses and misconduct.

Title Insurance Over charges
In conjunction with refinancing a mortgage, lenders require consumers to purchase title insurance to insure that their property is free form any leans an encumbrances. Unfortunately that it is a product that consumers do not routinely shop for or understand they are often over charged for the services actually received.  The additional and unnecessary costs of the consumer can be considerable.

Credit Card Company Abuse
In this day and age when consumers rely upon credit more than ever it is essential that consumers receive the proper protection from unscrupulous credit card companies.  Examples Credit Card company misconduct may vary from false misrepresentations regarding their rates and fees to changing the terms of an agreement without adequate notice.

Insurance Company Misconduct
Many insurance companies like to promote their services and represent that their available to the consumer if a claim arises.  However, when a claim does arise many consumers feel let down when an insurance company denies a claim or does not fulfill the consumers expectations.    There a re federal and state laws available to protect consumers of Insurance Company Misconduct.

Whistle blower Claims
A whistle blower is often a noble individual who reports corporate or government misconduct.  Unfortunately sometimes the individual who reports misconduct ends up being the victim of unlawful retaliation.  There are federal and state laws available to protect individuals who “blow the whistle” on government or corporate misconduct.